Credit Analyst - DFSFrenchs Forest, Australia 01/14/2020
People make Dell – so wherever in the world they work, everyone is rewarded for their contribution. Ready to develop your career in a truly global company? Within the Dell Financial Services at Dell, we are looking for a Senior Credit Analyst to join our team in Sydney.
Dell provides end-to-end solutions that enable more affordable and accessible technology around the world, empowering people everywhere to do more. You will be part of a collaborative team that believes in honest communication, shares creativity and welcomes different perspectives. There is a winning culture built on a platform of integrity and a spirit of innovation. We will also provide the mentoring, training and opportunities for you to fulfil your ambitions and potential.
·Provides analysis and interpretation of the customers' financial condition for proper evaluation of risk and the establishment of proper credit limits.
·Interacts with sales support, customers, underwriters and other Dell functions to support and maintain said accounts.
·Prepares formal credit reviews/write-ups and renders credit applications on new and existing accounts.
·Spreading and analysing customer financial statements and the determination of the appropriate risk grades (PD/LGD) and ensuring that said credit limits, conditions of same, and risk grades are entered and maintained within the appropriate systems.
·Monitors the existing portfolio and communicates credit concerns to management. Assists with the preparation and presentation of monthly reporting to management.
·Provides support in terms of any ad hoc testing, reporting or training requirements which may arise.
·Serves as key liaison with higher-level contacts within other departments, customers and third parties to obtain necessary credit information and documentation
·3-5 years' experience in a similar role.
·Strong financial analysis and credit underwritings skills.
·Proficient English language skills.
·A sound level of industry knowledge.
·Proven analytical and problem solving skills.
·Detail and results orientated.
·Flexible and capable of working on multiple tasks/projects concurrently.
·Degree preferably in economics/finance/business or other relevant discipline, and/or equivalent professional qualification.
·Strong knowledge of leasing products and services.
·Experienced in fraud risk detection and prevention would be an advantage.
·Experience of working in a financial services environment. Strong understanding of lending best practice, policies and procedures
base salary 75k plus allowances.Job Family: Finance Job ID: R053740