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Bucharest, Romania

Senior Credit Advisor - Dell Financial Services

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Senior Credit Advisor

As an ambitious organization with operations around the world, we take credit risk very seriously. Our Credit professionals manage the exposure that comes with banking and financial services activities. It’s about getting credit policies, processes, systems, targets and strategies in place. And it’s about making sure they are heard, understood and followed. Along the way, our team interprets financial status to evaluate risk and establish credit limits. They set policies and develop systems to control and monitor assets in terms of risk. Dedicated to continuous improvement, they constantly explore ways to improve credit processes. They always find the right balance between the need for control and the drive for high productivity.

Join us as a Senior Credit Advisor on our Credit Risk team in Bucharest to do the best work of your career and make a profound social impact.

What you’ll achieve

As a Senior Credit Advisor in a Credit team at the heart of our growing and changing business, you will be in charge with providing interpretation of the customers’ financial condition for proper evaluation of risk and the recommendation of proper credit limits for our customers across EMEA.  There will be a strong interaction with sales, legal and the operations teams. Ultimately, you are responsible for developing, recommending and implementing policies and procedures for investigating and evaluating new and existing customer creditworthiness and extending or revoking credit lines/limits.

You will:

  • Ensure the highest standard of credit quality through the structure, monitoring and control of credit proposals

  • Ensure that credit standards are maintained through adherence to credit policy and procedures

  • Prepares formal credit reviews/write-ups and renders credit applications on new and existing accounts

  • Conduct and present regular portfolio updates to the Chief Credit Officer for EMEA

  • Provides support for the EMEA credit function in terms of any ad hoc testing, reporting or training requirements which may arise

Take the first step towards your dream career

Every Dell Technologies team member brings something unique to the table. Here’s what we are looking for with this role:

Essential Requirements

  • A minimum of five years’ experience and a proven track record with a credit review/ underwriting background, preferably in a leasing or banking environment.

  • Excellent understanding of financial analysis and credit underwriting skills combined with a strong business and industry awareness.

  • Proficient language skills - competence in English necessary and competency in at least one other European language would be a distinct advantage (French/ German/ Italian).

  • Proven problem-solving skills, flexible and capable of working on multiple tasks/ collaborating on projects concurrently.

  • Experience in negotiating legal contract terms and conditions for large corporate transactions is essential.

Desirable Requirements

  • Degree preferably in economics/finance/business or other relevant discipline, and/or equivalent professional qualification.

Who we are 

We believe that each of us has the power to make an impact. That’s why we put our team members at the center of everything we do. If you’re looking for an opportunity to grow your career and collaborate with some of the best minds and most advanced tech in the industry, we’re looking for you.

Dell Technologies is a unique family of businesses that helps individuals and organizations transform how they work, live and play. Join us to build a future that works for everyone because Progress Takes All of Us.

Dell Technologies is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. Read the full Equal Employment Opportunity Policy here.

Job ID:R241961

Dell’s Flexible & Hybrid Work Culture

At Dell Technologies, we believe our best work is done when flexibility is offered.

We know that freedom and flexibility are crucial to all our employees no matter where you are located and our flexible and hybrid work style allows team members to have the freedom to ideate, be innovative, and drive results their way. To learn more about our work culture, please visit our locations page.

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Global Benefits

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Employee Assistance Program